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Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Retirement Planning
Meeting Customers' needs in Retirement
When it comes to retirement income, there’ll always be different customer needs.
For many customers the security of income during retirement can be the most important consideration. An annuity can therefore be an attractive solution, providing a guaranteed income for life. This guaranteed income provides peace of mind, but can’t be altered to adapt to any changing circumstances.
For others flexibility will be key, allowing for changing or unexpected income needs. Flexi-access drawdown enables customers to access their pension savings as and when needed, and funds can remain invested providing the possibility of further growth. An appealing option, although one that should be managed carefully to ensure customers do not run out of income during retirement.
Whatever your customers' circumstances, Scottish Widows is well placed to fulfil their retirement income needs. We can provide the income flexibility of drawdown, the guaranteed income of an annuity, or a combination of both – we're one of only a few providers that can offer the full range of retirement income options.

FOR MORE INFORMATION PLEASE CONTACT YOUR ACCOUNT MANAGER OR ALTERNATIVELY PLEASE CONTACT ONE OF OUR TEAMS BELOW:
Retirement Account
0800 096 4364
Lines are open from 9am and 5pm
from Monday to Friday.
Annuities
0345 845 0099
Lines are open from 9am and 5pm
from Monday to Friday.
Alternatively you can find out more at our website.
What do you want to do next?
COMBINING ANNUITIES WITH FLEXIBLE-ACCESS DRAWDOWN
Combining Flexible-Access Drawdown and Annuities can provide retirement income for your clients that need both flexibility and security.
RETIREMENT ACCOUNT
A flexible pension plan that supports your clients to and through retirement.