Accessibility statement [Accesskey '0']Go to Accessibility statement
Skip to Content [Accesskey 'S']Skip to main content
Skip to site Navigation [Accesskey 'N']Go to Navigation
Go to Home page [Accesskey '1']Go to Home Page
Go to Sitemap [Accesskey '2']Go to Sitemap

Scottish Widows Logo

Personal
Employer
Adviser

Scottish Widows Logo

Search
Help
Contact us
Register
Log in

Search

Search...

Main Menu

Back

Products
- Individual Pensions
  Pension Options
  
  Retirement Account
  
  Stakeholder Pension
  
  Pension Top-Up Plan
  
  Find out more
  
  About our Funds
  
  Pension & Investment tools
- Workplace Savings
  Workplace options
  
  About Workplace
  
  Investment proposition
  
  Employee engagement
  
  Support
  
  Get in touch
  
  Find out more
  
  About our Funds
  
  Pension tools
- Protection
  Personal Protection
  
  Life Cover
  
  Whole of Life Cover
  
  Life with Critical Illness Cover
  
  Critical Illness Cover
  
  Business protection
  
  Life Cover
  
  Life with Critical Illness Cover
  
  Critical Illness Cover
  
  Relevant Life Cover
  
  Find out more
  
  Our underwriting
  
  Product literature
  
  Protection tools
- Annuities
  Annuity options
  
  Conventional Annuities
  
  Enhanced Annuity
  
  Bulk Annuities
  
  Find out more
  
  Product literature
- Investments
  Investment Option
  
  Investment Bond
  
  Find out more
  
  Product literature
- Savings
  Personal Accounts
  
  E-Cash ISA 3
  
  Direct Transfer Account 2
  
  1 Year Fixed Term Deposit Account
  
  3 Year Fixed Term Deposit Account
  
  Non-Personal Accounts
  
  Charity Deposit Account
  
  Club and Association Deposit Account
  
  Pension Fund Deposit Account 2
  
  Find out more
  
  Interest rates and charges
  
  Product literature
- Mortgages
  Mortgage Options
  
  Professional Mortgage
  
  Flexible Mortgage
  
  Remortgages
  
  Find out more
  
  Charges and Valuation Fees
  
  Product literature
  
  Mortgage tools
- Trusts
  Trusts Options
  
  Trust for Protection
  
  Trusts for Investments & Savings
  
  Trusts for OEICs
  
  Find out more
  
  Product literature
  
  Trusts Explained
Funds
- About our funds
  Fund Distributions
  
  Fund Charges
  
  Find your fund
  
  Use fund name, code or other filters to find the fund you need.
  
  Find the funds
- Fund Governance
  Fund Availability and Changes
  
  Regular Reports
  
  Investment Risk Ratings
  
  Find your fund
  
  Use fund name, code or other filters to find the fund you need.
  
  Find the funds
- Factsheets, price & performance
Literature
- Individual Pensions
- Workplace Savings
- Funds
- Protection
- Investments
- Mortgages
- Savings
- Trusts
- Annuities
- Legacy
- Legacy
Expertise
- Change Hub
  Latest insight for
  
  Retirement
  
  Protection
  
  Investments
  
  Mortgages
  
  Retirement Account Focus
  
  Help your clients create flexible plans for their changing needs.
  
  Take a closer look
- Knowledge library
  News & Reports
  
  News & press releases
  
  Reports
  
  The Budget
  
  Technical
  
  Tax
  
  Workplace
  
  Individual pensions
  
  Protection
  
  Trusts
- TechTalk
- FundsTalk
- CPD
  CPD articles
  
  MasterClasses
  
  Lastest MasterClass presentation
  
  Pension Transfers
  
  See it now
Tools
- Pension tools
  Funds search tool
  
  Retirement Account comparison tool
  
  Salary Exchange calculator
  
  Carry Forward calculator
  
  Retirement Analysis Platform
  
  Retirement Income calculator
  
  How Drip-Feed drawdown can help your clients
  
  Case studies, details, guides and checklists.
  
  Drip-feed Drawdown
- Protection
  Relevant Life Policy calculator
  
  Business Valuation calculator
  
  Key Person calculator
  
  Premium Equalisation calculator
  
  Underwriting Outcomes tool
  
  Definition of Disability tool
  
  Protection Recommendation tool
  
  Help with your client conversations
  
  See how you structure conversations about protection.
  
  Start conversations
- Mortgages
  Mortgage Offset
  
  Mortgage Borrowing Calculator
  
  See how offset helps your clients
  
  Let Offset make your clients' money work harder for them.
  
  Discover Offset

Home
...
Expertise
CPD
MasterClasses

Welcome to Scottish Widows Adviser Site

This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

If you are not a financial adviser or intermediary, please visit our personal site

Continue to our website

MasterClasses

Build your CPD with technical expertise from our CII accredited MasterClasses.

Pension Transfers

November 2018

Join Bernadette Lewis and Tom Coughlan from the Scottish Widows Financial Planning Team as they provide insight into Pension Transfers.

Watch it nowWatch our Tax-Efficient Pension Withdrawals video

Tax-efficient pension withdrawals

September 2018

Join Bernadette Lewis and Tom Coughlan from the Scottish Widows Financial Planning Team as they provide insight into tax efficient pension income options.

Watch it nowWatch our Tax-Efficient Pension Withdrawals video

Tax planning with drawdown

April 2018

Join Chris Jones and Tom Coughlan from the Scottish Widows Financial Planning Team as they look at the area of tax planning using drawdown.

Watch it nowWatch our Tax Planning With Drawdown video

Automatic Enrolment - preparing for the challenges

February 2018

Join Chris Jones and Tom Coughlan, from the Scottish Widows Financial Planning Team, as they discuss auto-enrolment elements.

Watch it nowWatch our Automatic Enrolment -Preparing for The Challenges video

Pensions death benefits and inheritance tax

December 2017

Join Chris Jones and Tom Coughlan, from the Scottish Widows Financial Planning Team, as they explore pension death benefits and inheritance tax.

Watch it nowWatch our Pensions Death Benefits and Inheritance Tax video

Residence nil-rate band

November 2017

Join Jeremy Branton and Bernadette Lewis from the Scottish Widows Financial Planning Team, as they take you through residence nil-rate band legislation.

Watch it nowWatch our Residence Nil-Rate Band video

Retirement income planning

September 2017

Join Chris Jones and Tom Coughlan, from the Scottish Widows Financial Planning Team, as they cover retirement income planning.

Watch it nowWatch our Retirement Income Planning video

Pension tax relief

July 2017

Join Chris Jones and Tom Coughlan, from the Scottish Widows Financial Planning Team, as they take you through aspects of pension tax relief.

Watch it nowWatch our Pension Tax Relief video

Lifetime Allowance planning

May 2017

Join Chris Jones and Tom Coughlan, from the Scottish Widows Financial Planning Team, as they cover the Lifetime Allowance.

Watch it nowWatch our Lifetime Allowance Planning video

Defined Benefit transfers

March 2017

Join Chris Jones and Tom Coughlan, from the Financial Planning Team, as they discuss defined benefits focusing in on some of the factors over and above the critical yield that could influence the outcome for the member.

Watch it nowWatch our Defined Benefit Transfers video

Money Purchase Annual Allowance and Recycling

January 2017

Join Tom Coughlan and Chris Jones, from the Scottish Widows Financial Planning Team, as they analyse Money Purchase Annual Allowance changes.

Watch it nowWatch our Money Purchase Annual Allowance and Recycling video

Pension Accumulation

September 2016

Join Tom Coughlan and Chris Jones, from Scottish Widows Financial Planning Team, as they remind us of the pension planning rules and opportunities we have available to support the client on the journey towards retirement.

Watch it nowWatch our Pension Accumulation video

Salary sacrifice

July 2016

Join Tom Coughlan and Chris Jones, from Scottish Widows Financial Planning Team, as they look at the advice opportunities and provide practical examples on topics related to salary sacrifice.

Watch it nowWatch our Salary Sacrifice video

The tapered annual allowance

February 2016

Join Tom Coughlan and Chris Jones, from Scottish Widows Financial Planning Team, as they share valuable insights into the Tapered Annual Allowance.

Watch it nowWatch our The Tapered Annual Allowance video

Get more expertise

Search for knowledge

Search our expertise on any subject.

Knowledge Library

TechTalk

Look at our latest analysis of legislation and opportunities.

See TechTalk

FundsTalk

Look at our latest analysis on investments and funds.

See FundsTalk

This site is intended for UK authorised & regulated financial advisers only. It is not intended for onward transmission to retail customers & should not be relied upon by any other person. If you are not an adviser please return to our consumer site

Print
Email

Search

Agency set-upMore information on how to set up an agency
Online services
Contact us

Individual Pensions
Workplace Savings
Annuities
Protection
Investments
Trusts
Savings
Mortgages

Factsheets, price & performanceTakes you to our funds tool opens in a new tab
Fund governance
Fund information

About Scottish Widows
Financial Strength
Scottish Widows Bank
Lloyds Banking Group
Careers

Cookies Legal Information Accessibility Site map

Visit the Scottish Widows Linkedin page. Opens in a new browser window.

Share on Twitter

Share on Facebook

Opens the Scottish Widows Youtube page: link opens in new tab