Making The Complex Simple

Providing simple yet comprehensive cover where it matters most

Critical Illness Cover can be complex so we've updated our definitions to make them easier for clients to understand. Providing simple but comprehensive cover where it matters most.

Our Most Comprehensive Cover Yet

  • Comprehensive Cover - one policy that covers all options including total permanent disability and children's cover at no extra cost.
  • Simplification - reduced overall number of conditions whilst widening the scope of our cover.
  • Focusing cover where it matters most - we know existing claims are paid in 2 main areas (cancer and heart conditions) so we've broadened our cover to pay more claims.
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Making the complex simple

For detailed information on the changes to our Critical Illness Cover download our interactive guide.

Download now (PDF 2MB)(opens in a new tab)
Helen Dick


Watch our short film to find out more about our Critical Illness Cover enhancements and the added benefit to you and your clients. 

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Continuing our commitment to simplicity

Scott Cadger, Head of Claims and Underwriting Strategy, details how we are embedding simplicity across our protection offering.

Commitment to Simplicity
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Protecting the whole family with Children's cover

Your clients' financial protection can also help should something happen to their child. With Scottish Widows Protect, our extensive children's cover can help provide cover for the whole family.

Read now (PDF 208KB)(opens in a new tab)

Other reasons to choose our cover

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Scottish Widows Care

This additional support service comes at no additional cost and is available from the day the policy starts, giving clients access to practical advice and emotional support.

Care at a glance
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Strong claims payout record

In 2019 alone we paid 98% of claims. Seeing life behind the numbers means we're there when your clients need you most.

Life behind the numbers

How we can help

Better protection conversations

Scenarios, hints and tips to help introduce protection to your clients.

Client conversations

Protection tools

Our useful tools and calculators can save you time and help you with your client conversations.

Helpful tools

Scottish Widows Protect

Flexible solutions for you and your clients.

Find out moreRetirement Account Information