How we help


Set up business with Scottish Widows Bank.

Set up internet banking

We offer clients with a personal savings or mortgage account the option of internet banking.

This allows them access to their account online.

Internet banking is a convenient way to:

  • check account balances
  • view details of recent transactions
  • transfer money between accounts
  • apply for other Scottish Widows Bank products and services.

If your client wants internet and telephone banking, please complete the relevant questions in the application form.

Download form (PDF, 70KB)

Trail fee earnings

By introducing your clients to our trail fee paying personal and non-personal savings accounts, you could benefit from:

  • annual trail fee rate of 0.01% 
  • trail fees paid quarterly, based on your clients' total average balances
  • access to introduced clients' balances
  • no cross sell guarantee.

Financial services compensation scheme

Eligible deposits held by a UK establishment of Lloyds Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Lloyds Bank, Mayfair Private Banking, Lloyds Bank Private Banking and Scottish Widows Bank. Some savings accounts under the Charities Aid Foundation brand name are also deposits with Lloyds Bank plc. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please click How FSCS protects your money (PDF, 665KB) for further information or visit

You can also refer to our FSCS Information Sheet (PDF, 118KB) for more details.

Need to talk to us?

Need to talk to us?

Find the support you need.

Get in touch to do business with us
  • In order to receive trail fee payments you need to register your firm with Scottish Widows Bank.

    You can view our Intermediary Data Privacy Notice to see how we use your information when you register with us.


    Register to submit savings business

    If you would like to register your firm to submit savings business with Scottish Widows Bank please:

    1.     download the registration form (PDF, 537KB) 

    2.     print and complete the form

    3.     post the completed registration form to us along with the requested supporting documentation and send it to: 

    Panel Management, Fees & Payments 
    Scottish Widows Bank
    PO Box 81
    Pendeford Business Park
    Wobaston Road
    WV9 5HZ

    Alternatively, scan your completed registration form and email it to us at

    4.     In certain cases we may need further information to complete our processes. If this is the case we'll contact you via telephone or email.

    5.     Our Commission Department will then e-mail you with your agency number.

  • These terms are a contract between you as a savings intermediary and us – it’s the way we agree to work together when you place savings business with us.

    Scottish Widows Bank Terms of Business – Savings (PDF, 101KB) 

What do you want to do?

Find savings forms and guides

Find savings forms and guides

Find all our savings literature, in one place.

Savings literature information

Check out our savings accounts

Check out our savings accounts

Choose the right savings account for your client.

Savings accounts Click here for more information

See our interest rates

See our interest rates

Find the latest interest rates for all our savings accounts.

Interest rates click here for more information