• Accessibility statement [Accesskey '0'] Go to Accessibility statement
  • Skip to Content [Accesskey 'S'] Skip to main content
  • Skip to site Navigation [Accesskey 'N'] Go to Navigation
  • Go to Home page [Accesskey '1'] Go to Home page
  • Go to Sitemap [Accesskey '2'] Go to Sitemap
  • Personal
  • Employer
  • Adviser
  • Scottish Widows Logo
  • Scottish Widows Logo
  • Individual pensions


    • Individual pensions

      • Stakeholder Pension

      • Pension Top-Up Plan

      • Retirement Account

    • Integrations

      • Contract enquiries

    • Individual pensions support

      • How we can help online

      • About our funds

      • Pension tools

  • Scottish Widows Platform


      Scottish Widows Platform

    • Our Pension & Investment Platform

      • Partner with us

      • Awards and ratings

      • Pension & investment wrappers

      • Due diligence

    • Investment Options

      • Managed Growth funds

      • Horizon funds

      • Build your own model portfolios

      • Discretionary fund managers

      • Investment literature library

    • Support pages

      • Support hub

      • Platform literature library

      • Tools

      • Transfer guide

      • Platform updates

      • Paraplanners room

    • Quick links

      • Book a demo

      • Contact us

      • Platform log in

  • Workplace savings


    • Workplace savings

      • About workplace savings

      • Investment proposition

      • Employee engagement

      • Support

      • New business

      • Price a workplace scheme

    • Workplace savings support

      • How we can help online

      • About our funds

      • Pension tools

  • Protection


    • Protection

    • Personal protection

      • Life cover

      • Life with critical illness cover

      • Critical illness cover

      • Income protection

    • Business protection

      • Life cover

      • Life with critical illness cover

      • Critical illness cover

      • Relevant life cover

    • Protection support

      • Our underwriting

      • Product literature

      • Tools

  • Annuities


    • Annuities

    • Annuity product

      • Individual annuities

    • Annuities support

      • Product literature

  • Mortgages


    • Mortgages

    • Mortgage products

      • Professional mortgage

      • Flexible mortgage

      • Lifetime mortgage

    • Mortgages support

      • Charges and valuation fees

      • Product literature

      • Mortgage tools

      • Lending criteria

      • Offset

  • Trusts


    • Trusts

    • Trusts products

      • Trusts for protection

      • Trust for OEICs

    • Trusts support

      • Product literature

      • Trusts explained

  • Funds


    • Funds

    • About our funds

      • Fund distributions

      • Fund charges

      • Factsheets, price & performance

    • Fund governance

      • Fund availability

      • Regular reports

    • Funds support

      • Fund reporting hub

      • Investment perspectives

      • Responsible investment

  • Literature


    • Literature

      • Individual pensions

      • Retirement Account

      • Scottish Widows Platform

      • Workplace savings

      • Protection

      • Annuities

      • Mortgages

      • Trusts

      • Funds

      • Investments

      • Savings

  • Expertise


    • Expertise

      • The Debrief

      • Consumer Duty

      • Paraplanner

      • Individual retirement centre

      • Protection centre

      • Workplace savings centre

      • Annuities

      • Investment perspectives

      • Knowledge library

  • Tools


    • Tools

    • Pension tools

      • RA recommendation tool

      • RA top up tool

      • Client review report

    • Protection

      • Underwriting outcomes tool

      • Definition of disability tool

      • Protection recommendation tool

      • Relevant life policy calculator

      • Business valuation calculator

      • Key person calculator

      • Premium equalisation calculator

    • Mortgages

      • Mortgage offset

    • Tools support

      • Funds search tool

      • Underwriting outcome tool

      • About our tools

  • Help
  • Contact
    • Search
      • Register
      • Log in