Professional Mortgage
Key details
New purchase mortgages are only available to existing Scottish Widows Bank mortgage customers. Remortgages are no longer available.
Applicants must be over 21 years of age, and fully qualified, practising and registered with the appropriate governing body (see below) in one of the following professions:
- accountants
- actuaries
- barristers
- dentists
- engineers
- medical doctors
- optometrists
- pharmacists
- solicitors
- teachers
- vets.
We’ll also consider trainee accountants, trainee actuaries and trainee solicitors.
Key benefits
- Exclusively for professionals.
- Up to 85% loan to value.
- Individual assessment.
- Further advances available.
- Internet banking available.
- Overpayments available.
- Offset available at no extra cost.
Key documents
Lending Guide (PDF, 500KB)
See all our Professional Mortgage literature in one place, including forms, guides and brochures.
-
Accountants
- Institute of Chartered Accountants England & Wales
- Institute of Chartered Accountants Scotland
- Chartered Institute of Management Accountants
- Association of Chartered Certified Accountants
- Chartered Institute of Public Finance and Accountancy
Actuaries
- The Institute and Faculty of Actuaries (IFoA)
Barristers
- The Bar Council
Dentists
- General Dental Council
Engineers
- Engineering Council (limited to members qualified as IEng or CEng)
Medical Doctors
- General Medical Council
Optometrists
- The General Optical Council
Pharmacists
- General Pharmaceutical Council (GPhC)
Solicitors
- Law Society of Scotland
- Law Society of England & Wales
- Law Society of Northern Ireland
Teachers
- England - must have Qualified Teacher Status (QTS)
- Wales - General Teaching Council for Wales
- Scotland - General Teaching Council for Scotland
- Northern Ireland - General Teaching Council for Northern Ireland
Vets
- Royal College of Veterinary Surgeons