This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Find out more
Secondary Navigation 'Factsheets, price & performance' links to /content/scottish-widows/extranet/en-gb/funds/prices-factsheets-and-performance
Secondary Navigation 'Fund Reporting Hub ' links to /content/scottish-widows/extranet/en-gb/funds/fund-reporting-hub
Secondary Navigation 'Investment Perspectives' links to /content/scottish-widows/extranet/en-gb/expertise/investment-perspectives
Secondary Navigation 'Responsible Investment' links to /content/scottish-widows/extranet/en-gb/funds/responsible-investment-and-stewardship-framework
Secondary Navigation 'Scottish Widows Platform' links to https://platform.scottishwidows.co.uk/literature-library/
Secondary Navigation 'Annuities' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/annuities#search
Secondary Navigation 'Funds' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/funds#search
Secondary Navigation 'Individual Pensions - Scottish Widows' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/individualpensions#search
Secondary Navigation 'Investments' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/investments#search
Secondary Navigation 'Mortgages' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/mortgages#search
Secondary Navigation 'Protection' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/protection#search
Secondary Navigation 'Retirement Account' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/retirementaccountinformation#search
Secondary Navigation 'Savings' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/savings#search
Secondary Navigation 'Trusts' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/trusts#search
Secondary Navigation 'Workplace Savings' links to /content/scottish-widows/extranet/en-gb/literature-library?filter=swe:literaturelibrary/category/workplacesaving#search
Secondary Navigation 'Consumer Duty' links to /content/scottish-widows/extranet/en-gb/expertise/consumer-duty
Secondary Navigation 'Paraplanner' links to /content/scottish-widows/extranet/en-gb/expertise/paraplanner
Secondary Navigation 'Individual Retirement Centre' links to /content/scottish-widows/extranet/en-gb/expertise/individual-retirement-centre
Secondary Navigation 'Protection Centre' links to /content/scottish-widows/extranet/en-gb/expertise/protection-centre
Secondary Navigation 'Workplace Savings Centre' links to /content/scottish-widows/extranet/en-gb/expertise/workplace-savings-centre
Secondary Navigation 'Annuities' links to /content/scottish-widows/extranet/en-gb/expertise/individual-retirement-centre/annuities
Secondary Navigation 'TechTalk' links to /content/scottish-widows/extranet/en-gb/expertise/techtalk
Secondary Navigation 'CPD' links to /content/scottish-widows/extranet/en-gb/expertise/professional-development
Secondary Navigation 'Knowledge library' links to /content/scottish-widows/extranet/en-gb/expertise/knowledge-centre
Secondary Navigation 'Funds search tool' links to https://digital.feprecisionplus.com/SWFunds?defaultcategorycode=sw
Secondary Navigation 'Underwriting outcome tool' links to https://www.scottishwidowsprotect.co.uk/UnderwritingOutcomeRebrandLanding
Secondary Navigation 'About our tools' links to /content/scottish-widows/extranet/en-gb/tools
Protection tools to help you add value, make recommendations and save you time before applications.
Underwriting outcomes tool
This tool lets you input some basic client information and obtain an indicative underwriting decision for some of the commonly disclosed illnesses and conditions.
Definition of disability tool
See how your client's occupation can decide the definition of disability which applies to Total Permanent Disability (TPD) or Premium Protection (PP), prior to any medical underwriting.
Protection recommendation tool
This tool can help you explain to your client why you’re recommending Scottish Widows Protect and you can use it to produce a client suitability letter.
Relevant life policy calculator
Help highlight how a business owner can save money by taking out a relevant life policy through their business, rather than an individual policy for themselves.
Business valuation calculator
Assess the value of a client's business to make a recommendation for the protection they need. You'll need to work with the accountant to verify net profit and net asset figures.
Key person calculator
See the level of cover to recommend for a key person in a business. First, you need to know what percentage of the business belongs to the key person and what percentage of profits are directly attributed to them.
Premium equalisation calculator
Calculate the difference in protection premiums for shareholding business partners. Any difference may be subject to an IHT charge, so you might want to recommend ‘premium equalisation’.
Flexible Personal and Business Protection Solutions
Find out more about our products