Welcome to Scottish Widows Adviser Site

This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

If you are not a financial adviser or intermediary, please visit our personal site

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Protection

Designed for the intermediary market

Flexible protection solutions

Personal protection

Life Cover 

Whole of Life Cover

Life with Critical Illness Cover

Critical Illness  Cover

Business protection

Business Life Cover

Business Life with Critical Illness Cover

Business Critical Illness Cover

Relevant Life Cover

Please be aware

Scottish Widows Protect policies have no cash-in value at any time. If your clients don’t pay their premiums on time their cover will stop, their policy will end and they’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and they’ll get nothing back.

New to Scottish Widows?

Everything you need to get started with us.

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Trust – easier than you think

Find out which trust suits your client's needs.

Use our Trust picker tool

Smart flexible underwriting

Find out how our efficient underwriting can help you every step of the way.

Smarter underwriting

How we can help

Better protection conversations

Scenarios, hints and tips to help introduce protection to your clients

Client conversations

Protection insight & analysis

Industry news, research and expert opinion.

Insight

Protection tools

Our useful tools and calculators can save you time and help you with your client conversations.

Useful tools