• Welcome to Scottish Widows Adviser Site

    This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

    If you are not a financial adviser or intermediary, please visit our personal site

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    Protection

    Designed for the intermediary market

    Flexible protection solutions

    Personal protection

    Life Cover 

    Whole of Life Cover

    Life with Critical Illness Cover

    Critical Illness  Cover

    Business protection

    Business Life Cover

    Business Life with Critical Illness Cover

    Business Critical Illness Cover

    Relevant Life Cover

    Please be aware

    Scottish Widows Protect policies have no cash-in value at any time. If your clients don’t pay their premiums on time their cover will stop, their policy will end and they’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and they’ll get nothing back.

    New to Scottish Widows?

    Everything you need to get started with us.

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    Trust – easier than you think

    Find out which trust suits your client's needs.

    Use our Trust picker tool

    Smart flexible underwriting

    Find out how our efficient underwriting can help you every step of the way.

    Smarter underwriting

    How we can help

    Better protection conversations

    Scenarios, hints and tips to help introduce protection to your clients

    Client conversations

    Protection insight & analysis

    Industry news, research and expert opinion.

    Insight

    Protection tools

    Our useful tools and calculators can save you time and help you with your client conversations.

    Useful tools