Tools & Calculators

Our tools and calculators help you review your clients' policies and show your clients how you can add value.

Search for funds

Review funds, fund factsheets and prices. Compare and analyse funds and keep track of their performance. This tool now includes all our Fund Supermarket funds.

Fund search

Retirement account comparison tool

Compare your clients’ current pension plans with the fund that could be available if it was switched to Scottish Widows Retirement Account.

Compare with usTakes you to our comparison tool for retirement accounts

RETIREMENT ACCOUNT RECOMMENDATION TOOL

This tool can help you explain to your client why you’re recommending Scottish Widows Retirement Account and you can use it to produce a client suitability letter.

Make a recommendation

Retirement Account Top Up Tool

This interactive tool can help you show your clients the potential benefits of adding additional contributions into their pension.

See the benefits

Client review report

We want to help you save time, by giving you the information you need, so you can focus on your client conversations. This report will help you do this.

Request a report

Income sustainability calculator

Helps you to assess the sustainability of different levels of income in retirement.

Check sustainability

Salary Exchange calculator

Run scheme-specific individual or multiple outputs that you can use with employers and employees to show the savings provided by our Salary Sacrifice/Exchange option.

See the difference (.xls 464KB)

Salary, Dividend and Pension Calculator

This tool shows the potential tax consequences of receiving various amounts of salary, dividends and employer pension contributions.

Calculate tax (.xls 234KB)Downloads Excel spreadsheet

Carry Forward Calculator - 2020/2021

This tool calculates unused annual allowances, the effect of the tapered annual allowance and the maximum a client can pay into their pension, for the tax year 2020/2021, without exceeding their annual allowance.

Calculate Carry Forward (.xls 347KB)Downloads Excel spreadsheet

Carry Forward Calculator - 2021/2022

This tool calculates unused annual allowances, the effect of the tapered annual allowance and the maximum a client can pay into their pension, for the current tax year, without exceeding their annual allowance.

Calculate Carry Forward (.xls 350KB)Downloads Excel spreadsheet

​​Available Lifetime Allowance Tool

Use this tool to estimate the remaining lifetime allowance for an individual client.

Calculate allowance (.xls 180KB)Downloads Excel spreadsheet

Now have a look at our pensions

See our Retirement Account

Save for retirement and take retirement income from the same flexible plan.

Retirement Account

Our workplace savings proposition

Our flexible propositions to support different employers and complement the work of advisers.

Workplace savings