• Welcome to Scottish Widows Adviser Site

    This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

    If you are not a financial adviser or intermediary, please visit our personal site

    Continue to our website

    Tools & Calculators

    Our tools and calculators help you review your clients' policies and show your clients how you can add value.

    Search for funds

    Review funds, fund factsheets and prices. Compare and analyse funds and keep track of their performance. This tool now includes all our Fund Supermarket funds.

    Fund search

    Retirement account comparison tool

    Compare your clients’ current pension plans with the fund that could be available if it was switched to Scottish Widows Retirement Account.

    Compare with usTakes you to our comparison tool for retirement accounts

    RETIREMENT ACCOUNT RECOMMENDATION TOOL

    This tool can help you explain to your client why you’re recommending Scottish Widows Retirement Account and you can use it to produce a client suitability letter.

    Make a recommendation

    Income sustainability calculator

    Helps you to assess the sustainability of different levels of income in retirement.

    Check sustainability

    Retirement Income Shortfall Calculator

    See whether your client will reach their retirement income goals with their present pension plans, pension payments and other assets.

    Mind the gap

    Salary Exchange calculator

    Run scheme-specific individual or multiple outputs that you can use with employers and employees to show the savings provided by our Salary Sacrifice/Exchange option.

    See the difference

    Retirement Analysis Platform

    This platform gives you access to our Retirement Income calculator, our Lifetime Allowance calculator and our Salary and Bonus calculator.

    Access calculators

    Salary, Dividend and Pension Calculator

    This tool shows the potential tax consequences of receiving various amounts of salary, dividends and employer pension contributions.

    Calculate tax (.xls)Downloads Excel spreadsheet

    Carry Forward Calculator - 2019/2020

    This tool calculates unused annual allowances, the effect of the tapered annual allowance and the maximum a client can pay into their pension, for the current tax year, without exceeding their annual allowance.

    Calculate Carry Forward (.xls)Downloads Excel spreadsheet

    Carry Forward Calculator - 2018/2019

    This tool calculates unused annual allowances, the effect of the tapered annual allowance and the maximum a client can pay into their pension, for the current tax year, without exceeding their annual allowance.

    Calculate Carry Forward (.xls)Downloads Excel spreadsheet

    Now have a look at our pensions

    See our Retirement Account

    Save for retirement and take retirement income from the same flexible plan.

    Retirement Account

    Our workplace savings proposition

    Our flexible propositions to support different employers and complement the work of advisers.

    Workplace savings