Retirement Account
Key strengths
Our flexible retirement plan for life
Take a closer look
Here’s 5 reasons why you should choose Retirement Account for your clients
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A range of choices to help your clients achieve their goals.
- Three ranges of risk rated multi-asset portfolio funds
- established track record of performance
- competitively priced with active asset allocation and regular monitoring
- peace of mind - strong portfolio governance
- Innovative drawdown solutions - our Retirement Portfolio Funds are designed to manage significant volatility. We also offer four Investment Pathways, designed to target various options at retirement.
- Comprehensive range - in addition to our portfolio ranges, access to 150+ funds, self-investment options, lifestyling and portfolio management.
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Clear, competitive charging structure that’s easy to explain to your clients.
- Clear and straightforward - one service charge. No charge for additional transactions.
- Tiered service charge - simple to explain, better value for your clients.
- Three core portfolio fund ranges - at only 0.1%*; 0.2%;* 0.4 %*, with excellent potential for growth.
- No charge for drawdown - making it clear for clients that Retirement Account can be a plan for life.
- Family Pricing Option - can result in your clients and their families potentially receiving a lower Service Charge than they would individually.
- Linked Pricing Option - allows you to aggregate accounts in order to potentially achieve a lower service charge for new clients.
*Total annual fund charges. This may change in the future.
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Working with Scottish Widows is easy - meaning you can focus on helping your clients.
- Digital self-service and support - fast and efficient service.
- Signature-free processing - for new applications and increments.
- Dedicated telephone servicing - it’s quick and easy to reach us.
- Case ownership - we’ll support you through every stage.
Our online services enable you to manage your clients quickly and easily. -
We’ve been helping people plan their financial future for over 200 years, so we know what we’re doing.
- Iconic Brand - well-known brand, making us easier to recommend.
- Sharing our expertise - knowledgeable and exclusively pension focused relationship managers.
- Market leadership - taking the lead on important issues on behalf of advisers and the industry.
- Industry insight - topical opinions and insight from our Techtalk magazine, Investment Perspectives and our new Expert Series of webinars and vodcasts.
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Plans change, which is why we offer one flexible plan for you and your clients.
- Multi asset portfolios - can be used in combination with other investment options.
- A wide range of investment options - from our multi-asset range to self-investment and portfolio management.
- Flexible income options - tailor plans to meet clients’ changing needs, including Drip Feed Drawdown and Retirement Portfolio Funds.
- Designation by phone - verbal instruction can move clients’ funds into income.
- Flexible adviser charging - ad-hoc adviser charging options.