Retirement Account

Key strengths

STRONG INVESTMENT OPTIONS, ROBUST GOVERNANCE

A range of choices to help your clients achieve their goals.

  • Comprehensive range - whole of market choice, including lifestyling and drawdown options.
  • Three core portfolio fund ranges - at 0.1%*, 0.2%* and 0.4%*, with active asset allocation.
  • Innovative drawdown solutions - including Retirement Portfolio Funds, designed to manage significant volatility.
  • Peace of mind - strong portfolio governance.

*Total annual fund charges. This may change in the future.

Find out about our investment options

Insight

Our governance includes external oversight by an independent investment committee.

CLEAR, COMPETITIVE CHARGES

Clear, competitive charging structure that’s easy to explain to your clients.

  • Clear and straightforward - one service charge. No charge for additional transactions.
  • Service charge tiered not tranched - simple to explain, better value for your clients.
  • Three core portfolio fund ranges - at only 0.1%*; 0.2%;* 0.4 %*, with excellent potential for growth.
  • No charge for drawdown - making it clear for clients that Retirement Account can be a plan for life.

*Total annual fund charges. This may change in the future.

Learn about our charging structure

Insight

Our competitively priced core portfolio funds could help you deliver a full advice model at low cost.

WE’RE EASY TO DO BUSINESS WITH

Working with Scottish Widows is easy - meaning you can focus on helping your clients.

  • Digital self-service and support - fast and efficient service.
  • Signature-free processing - for new applications and increments.
  • Dedicated telephone servicing - it’s quick and easy to reach us.
  • Case ownership - we’ll support you through every stage.

More about our online services and personal support

Insight

EXPERIENCE AND EXPERTISE

We’ve been helping people plan their financial future for over 200 years, so we know what we’re doing.

  • Iconic Brand - well-known brand, making us easier to recommend.  
  • Sharing our expertise - knowledgeable and exclusively pension focused relationship managers.
  • Market leadership - taking the lead on important issues on behalf of advisers and the industry.
  • Industry insight - topical opinions and insight from our TechTalk and FundsTalk magazines.

Benefit from our expertise

Insight

Check out our important articles, MasterClasses and CPD material to help you build your business.

FLEXIBILITY

Plans change, which is why we offer one flexible plan for you and your clients.

  • A wide range of investment options - from our core range to self-investment and portfolio management.
  • Flexible income options - tailor plans to meet clients’ changing needs, including Drip Feed Drawdown.
  • Designation by phone - verbal instruction can move clients’ funds into income.
  • Flexible adviser charging - ad-hoc adviser charging options.

Flexible retirement options within one plan

Insight

Drip Feed Drawdown can create the right mix of tax-free cash for regular income.

Drip Feed Drawdown