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Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Investment Perspectives
Topical insight and market news from our investment experts and partners

OUR INVESTMENT EXPERTS
Read our latest market updates, fund analysis and asset allocation reviews.
Latest insights
CHAIN REACTION: RESPONSE, RECOVERY AND REINVENTION IN GLOBAL SUPPLY CHAINS
Amid a perfect storm of disruption, we take a look at some of the structural changes reshaping supply chains.
MODERN SLAVERY AND RESPONSIBLE INVESTMENT
In a world where human rights can be violated in pursuit of profits, to drive costs down or to boost productivity, we review how socially responsible investors can play a key role in holding companies to account.
GROWING PAINS: GROWTH VERSUS VALUE IN TODAY’S MARKETS
Recent market weakness has been led by growth stocks. We consider the nature of growth stocks, what leads them to fall out of favour and why value stocks can then take the reins.
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APRIL 2022
MARCH 2022
Bonds: Their role in a multi-asset portfolio (PDF, 656KB)
Volatility: What it could mean for investors (PDF, 640KB)
Russia-Ukraine conflict: Mid-March 2022 economic and market update (PDF, 176KB)
FEBRUARY 2022
JANUARY 2022
2022 outlook: future imperfect (PDF, 2MB)
Just Transition: making the move to net zero economy work for everyone (PDF, 2MB)
China: how will the market develop from here? (PDF, 991KB)
DECEMBER 2021
NOVEMBER 2021
Biodiversity: missing piece of the net zero puzzle? (PDF, 1MB)
Inflation: transitory or longer-term issue? (PDF, 174MB)
Retirement income: in a low-yield world (PDF, 1MB)
OCTOBER 2021
Impact investing: in action (PDF, 1MB)
Cryptocurrencies: fad or disruptive technology (PDF, 592MB)
SEPTEMBER 2021
AUGUST 2021
Quantitative Easing: is there an end in sight (PDF, 181KB)
Value versus Growth: the next chapter (PDF, 2MB)
Real Estate Investment Trusts (REITs): the post-pandemic outlook (PDF, 1MB)
JULY 2021
JUNE 2021
Dividends: The value of reinvested dividends (PDF, 942KB)
Inflation: Should investors be worried (PDF, 178KB)
Covid-19: We consider some of the most important consequences (PDF, 3MB)
MAY 2021
US Outlook: Biden's First 100 Days (PDF, 1MB)
Engagement: Driving change through 'additionality' (PDF, 267KB)
APRIL 2021
March 2021
February 2021
Interest rates: are they set to rise? (PDF, 926KB)
Emerging Market Government Debt: outlook (PDF, 249KB)
January 2021
2021 Market outlook: Winners and loser in 2021 (PDF, 267KB)
COVID: The economic cost of COVID in the UK (PDF, 2MB)
ESG success: Stories from the UK plc (PDF, 1MB)
December 2020
2020: looking back at a year like no other (PDF, 681KB)
Libor: what will replace it and what that means for investors? (PDF, 286KB)
Asia: how the region has weathered the Covid storm (PDF, 1MB)
November 2020
October 2020

VIEWS FROM OUR INVESTMENT PARTNERS
Topical insight from our fund manager strategic partners Schroders, BlackRock and State Street Global Advisors.