-
-
Productscontains a sub menu
-
Individual Pensionscontains a sub menu
Pension Options
Find out more
-
Workplace Savingscontains a sub menu
Workplace options
Find out more
-
Protectioncontains a sub menu
Personal Protection
Business protection
Find out more
-
Annuitiescontains a sub menu
Annuity options
Find out more
-
Savingscontains a sub menu
Personal Accounts
Non-Personal Accounts
Find out more
-
Mortgagescontains a sub menu
Mortgage Options
-
Trustscontains a sub menu
Find out more
-
Individual Pensionscontains a sub menu
-
Fundscontains a sub menu
-
About our fundscontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
-
Fund Governancecontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
- Factsheets, price & performance
- Fund Reporting Hub
- Investment Perspectives
-
About our fundscontains a sub menu
- Literaturecontains a sub menu
-
Expertisecontains a sub menu
- Paraplanner
- Individual Retirement Centre
- Protection Centre
- Workplace Savings Centre
- TechTalk
- TechTalk Vodcast
- Investment Perspectives
-
CPDcontains a sub menu
TECHTALK MASTERCLASSES
Watch the latest CII accredited Masterclass from our Financial Planning and TechTalk team.
- Knowledge library
-
Toolscontains a sub menu
-
Pension toolscontains a sub menu
- Funds search tool
- Retirement Account comparison tool
- RA Recommendation tool
- RA Top Up Tool
- Income sustainability calculator
- Retirement Income shortfall tool
- Salary Exchange calculator
- Retirement Analysis Platform
- Salary, dividend & pension tool (xls 234kb)
- Carry Forward calculator 2020/2021 (xls 332kb)
- Available Lifetime Allowance Tool
Find your fund
Use fund name, code or other filters to find the fund you need.
-
Protectioncontains a sub menu
Help with your client conversations
See how you structure conversations about protection.
-
Mortgagescontains a sub menu
See how offset helps your clients
Let Offset make your clients' money work harder for them.
-
Pension toolscontains a sub menu
Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Investment Perspectives
Topical insight and market news from our investment experts and partners

OUR INVESTMENT EXPERTS
Read our latest market updates, fund analysis and asset allocation reviews.
Latest insights
INVESTORS LOOK TO ILLIQUIDS FOR RETURNS
“Illiquids” have been in the spotlight, as the UK Government increasingly looks to the private sector for investment in infrastructure and new technologies. We examine the investment characteristics of illiquid investments, how they are accessed, and their connection to ESG.
BOARD DIVERSITY AND INVESTMENT OUTCOMES
The concept of diversity on corporate boards of directors goes beyond demographics like gender or race. From an investment point of view, a wide range of perspectives is essential to strengthening a company’s governance, which in turn is more likely to lead to good outcomes for investors. We take a look at how board diversity leads to value creation.
BEYOND THE UK: THE BENEFITS OF GLOBAL DIVERSIFICATION
A “home bias” to UK equities is a key part of a pension portfolio, but there’s a compelling case for further diversification into other regional equity markets. We take a look at the US, Europe, Asia, and emerging markets, which together offer a broad array of characteristics, from sector diversity to a wider range of risk/reward profiles.

VIEWS FROM OUR INVESTMENT PARTNERS
Topical insight from our fund manager strategic partners Schroders, BlackRock and State Street Global Advisors.