Flexible Mortgage

Flexible and designed to meet the needs of many people, whether employed or self-employed.

Key benefits

New purchase mortgages are only available to existing Scottish Widows Bank mortgage customers. Remortgages are no longer available.

  • Available to applicants over 18.
  • Simple qualifying criteria.
  • Up to 85% loan to value.
  • Individual assessment.
  • Further advances available.
  • Internet banking available.
  • Overpayments available.
  • Offset available at no extra cost.

How to apply

How to apply

Find out the steps you need to take.

See how to apply

Key documents

Lending Guide (PDF, 500KB)

See all our Flexible Mortgage literature in one place, including forms, guides and brochures.

View all literature

What do you want to do next?

Our Flexible Mortgage Interest Rates

Our Flexible Mortgage Interest Rates

Look at our most current rates.

See our interest rates

Discover offsetting advantages

Discover offsetting advantages

See how our offsetting facility can help your clients.

Learn about offsetting

How to apply

How to apply

Find out the steps you need to take.

See how to apply