New customers

New Mortgages

New mortgages

New mortgages

New purchase mortgages are only available to existing Scottish Widows Bank mortgage customers. Remortgages are no longer available. Lifetime mortgages are available to new and existing customers.

Professional Mortgage

Flexible Mortgage

House Purchase Interest Rates

Lifetime mortgages

Lifetime mortgages

Our lifetime mortgage products allow customers aged over 55 to unlock equity in their homes for a variety of needs.

Lifetime Mortgages

Want your clients’ savings to work harder?

Want your clients’ savings to work harder?

Offset mortgages are an increasingly popular option for people with savings that are looking for a better return. Help your clients to put their savings to good work.

Put Offset to work

Review our charges and valuation fees

See our charges for carrying out mortgage services.

See charges

Review our lending criteria

Everything you need to know about our comprehensive lending criteria.

Check criteria

Consumer Duty – Important information for Intermediaries

New FCA Consumer Duty rules and guidance sets out clear standards of consumer protection across Financial Services effective from 31 July 2023.

Find out more about expectations for mortgage intermediaries (PDF, 100KB) in relation to the Financial Conduct Authority's (FCA) Consumer Duty.

Please see guidance on Customers in Vulnerable Circumstances (PDF, 700KB)

The following Fair Value Statements have been created to ensure our distributors have all the necessary information they need to understand the value that the product is intended to provide a mortgage customer. This information is intended for intermediary use only, and should not be provided to customers.

Fair Value Statement - Product Transfer (PDF, 150KB)

Fair Value Statement - Further Advance (PDF, 150KB)

Fair Value Statement - Home Purchase (PDF, 150KB)

Fair Value Statement - Lifetime Mortgage (PDF, 150KB)

Ready to apply?

Ready to apply?

Discover our easy to use quick quote, track and application process.

How to apply

How we can help

Options for existing customers

Options for existing customers

Look at the options we offer to our existing customers.

Help existing customers

Mortgage tools

Mortgage tools

Our useful tools and calculators can save you time and help you with your client conversations.

Useful tools