New customers


New mortgages

New purchase mortgages are only available to existing Scottish Widows Bank mortgage customers. Remortgages are no longer available. Lifetime mortgages are available to new and existing customers.

Professional Mortgage

Flexible Mortgage

House Purchase Interest Rates


Our Premier Mortgage Service offers tailored, expert support for mortgage applications £500,000 and above.


Large loan specialists

Lifetime mortgages

Our lifetime mortgage products allow customers aged over 55 to unlock equity in their homes for a variety of needs.

Lifetime Mortgages

Want your clients’ savings to work harder?

Want your clients’ savings to work harder?

Offset mortgages are an increasingly popular option for people with savings that are looking for a better return. Help your clients to put their savings to good work.

Put Offset to work

Review our charges and valuation fees

See our charges for carrying out mortgage services.

See charges

Review our lending criteria

Everything you need to know about our comprehensive lending criteria.

Check criteria

Ready to apply?

Ready to apply?

Discover our easy to use quick quote, track and application process.

How to apply

How we can help

Options for existing customers

Options for existing customers

Look at the options we offer to our existing customers.

Help existing customers

Mortgage tools

Mortgage tools

Our useful tools and calculators can save you time and help you with your client conversations.

Useful tools