Taking on the future together
Helping deliver good outcomes for your clients with our Retirement Account, annuities and protection products.
RETIREMENT ACCOUNT
Supporting your business opportunities
We are focused on providing information to help you identify business opportunities, through technical and value adding support, guidance and tools.
Individual Retirement
We’re here to support your clients to and through retirement. See our latest news, support and guidance.
Protection
Together we can take on the protection gap, with insight and updates to support your business and your client conversations.
Workplace Savings
Explore the latest news, research and expert opinion to help you support employers and their employees in saving for the future.
Paraplanner
Access the key resources to meet your business needs.
Helping you to support those in vulnerable circumstances
Vulnerable Clients Guide
Read our guide for help with initial conversations with clients who may be vulnerable.
IDEA Framework Guide
Use the IDEA Framework for more detailed information to assist you once you have identified a vulnerable client.
Vulnerable Clients vodcast
Watch our helpful vodcasts.
Our thought leadership
-
Our new report ‘Decumulation: Understanding the Needs of the Nation’, shares the views of around 1,500 retirees and near-retirees towards accessing their pension savings.
The report highlights what is most important to people in finding the retirement income proposition that is right for them, and also highlights the forms of decision making support that people would ideally like, not all of which is available today.
We can also reveal the industry-first Retirement Matrix tool, which allows all current products and also any new potential products to be mapped onto a simple 3D cube. Simplifying things in this visual way is designed to make the public policy debate more accessible.
Scottish Widows Decumulation Report (PDF, 7MB)
-
The investment backdrop over the last 20 years or so was underlined by some clear trends and features. We now believe that the future investment environment will look significantly different from this. Read our views on how we think the new trends will develop over the next decade.
Investment landscape over the next decade (PDF, 800KB)
-
Read our latest update on Pensions Dashboards.
-
Discover intergenerational opportunities, helping you future proof your business with retirement planning and protection.
Intergenerational Planning
-
Find out what we are doing to offer you and your clients responsible investment choices.
-
Read our guidance on Centralised Retirement Proposition framework helping you to offer a clear, consistent and repeatable advice process.
-
Explore our useful guides, articles, case studies, tools and calculators on how we can support you with maximising your clients’ annual allowances.
-
Read what Consumer Duty means for you and your clients in our short guide.
Understanding Consumer Duty (PDF, 193KB)
Watch our ‘Preparing for Consumer Duty’ webinar which highlights the key challenges of this topic, as well as how these new regulations could apply to advisers and what support we can provide you. -
Read our article - “Back to work budget” – Is Pension Tax Relief Reform now also on the agenda? On the back of the recent Sprint Budget announcement, our pension specialist, Gareth Davies has produced an article looking at the possible future direction of travel for pension savings legislation and considers the main drivers for any change.
Back to work budget – Is Pension Tax Relief Reform now also on the agenda? (PDF, 466KB)
Supporting you with expertise
Explore our range of technical insight, expert opinion and analysis, and CPD opportunities.
Investment perspectives
Topical insight and market news from our investment experts and partners.
The expert series
Our Expert Series includes topical webinars, vodcasts and podcasts to help you navigate the changing market, both now and in the future.