Annuities

Explore our support and expert insight to discover how an annuity could be the right choice for your clients.

Couple in kitchen

Securing a lifelong income

Thereā€™s a new post-pension freedoms focus on using annuities as one element of a clientā€™s retirement income package. In light of this, we consider the technical aspects of annuity options.

Explore now (PDF, 571KB) (opens in a new tab)

Helping you engage with the next generation of your client's families and future proof your business.

Explore now

Annuities adviser guide

Annuities adviser guide

Read our detailed adviser guide on Scottish Widows Annuities.

Read now (PDF, 1MB) (opens in a new tab)

Individual Annuities

Individual Annuities

Our Standard and Enhanced Annuities are available to both new and existing clients.

Explore now

Underwriting support - enhanced annuity

Underwriting support - enhanced annuity

We look at the key underwriting considerations to see if your client can qualify for an enhanced annuity.

Read now (PDF, 93KB) (opens in a new tab)

Digital signatures

Digital signatures

Find out more about how we are making annuity applications easier with digital signatures.

Individual Annuities

ANNUITY DEATH BENEFITS, Options to suit your clients needs

ANNUITY DEATH BENEFITS, Options to suit your clients needs

We look at an outline of the different death benefits available at outset on an annuity and how you can choose annuity death benefits to meet your clients specific needs.

Read now (PDF, 499KB) (opens in a new tab)
Father and daughter at graduation

Meeting clients' retirement needs

Whatever your clients' circumstances, Scottish Widows is well placed to fulfill their retirement income needs. We can provide the income flexibility of drawdown, the guaranteed income of an annuity, or a combination of both.

Explore more (PDF, 63KB) (opens in a new tab)