Explore our support and expert insight to discover how an annuity could be the right choice for your clients.
Securing a lifelong income
There’s a new post-pension freedoms focus on using annuities as one element of a client’s retirement income package. In light of this, we consider the technical aspects of annuity options.
ANNUITIES & DEATH BENEFITS CASE STUDIES
We show in 3 case studies how extended guaranteed payment periods or dependant’s income can help to balance secure retirement income with the provision of death benefits.
MORTALITY CROSS SUBSIDY ARTICLE
We consider whether Flexi-Access Drawdown (FAD) will be the most suitable solution for customers throughout their lifetime; or whether factors including mortality drag mean they should consider an annuity at some point.
COMBINING ANNUITIES WITH FLEXIBLE-ACCESS DRAWDOWN
Meeting customers' retirement needs
Whatever your customers' circumstances, Scottish Widows is well placed to fulfill their retirement income needs. We can provide the income flexibility of drawdown, the guaranteed income of an annuity, or a combination of both.