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Productscontains a sub menu
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Individual Pensionscontains a sub menu
Pension Options
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Workplace Savingscontains a sub menu
Workplace options
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Protectioncontains a sub menu
Personal Protection
Business protection
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Annuitiescontains a sub menu
Annuity options
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Savingscontains a sub menu
Personal Accounts
Non-Personal Accounts
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Mortgagescontains a sub menu
Mortgage Options
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Trustscontains a sub menu
Find out more
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Individual Pensionscontains a sub menu
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Fundscontains a sub menu
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About our fundscontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
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Fund Governancecontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
- Factsheets, price & performance
- Fund Reporting Hub
- Investment Perspectives
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About our fundscontains a sub menu
- Literaturecontains a sub menu
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Expertisecontains a sub menu
- FundsTalk
- Individual Retirement Centre
- Protection Centre
- Workplace Savings Centre
- TechTalk
- TechTalk Vodcast
- Investment Perspectives
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CPDcontains a sub menu
TECHTALK MASTERCLASSES
Watch the latest CII accredited Masterclass from our Financial Planning and TechTalk team.
- Knowledge library
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Toolscontains a sub menu
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Pension toolscontains a sub menu
- Funds search tool
- Retirement Account comparison tool
- RA Recommendation tool
- RA Top Up Tool
- Income sustainability calculator
- Retirement Income shortfall tool
- Salary Exchange calculator
- Retirement Analysis Platform
- Salary, dividend & pension tool (xls 234kb)
- Carry Forward calculator 2020/2021 (xls 332kb)
- Available Lifetime Allowance Tool
Find your fund
Use fund name, code or other filters to find the fund you need.
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Protectioncontains a sub menu
Help with your client conversations
See how you structure conversations about protection.
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Mortgagescontains a sub menu
See how offset helps your clients
Let Offset make your clients' money work harder for them.Â
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Pension toolscontains a sub menu
Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Online services
Service update
To support you and your clients through these challenging times we have a firmly established process in place enabling our customer service colleagues to work remotely. Our phone lines are open to support you and your clients, and all of our processes are fully operational. Please use our online services wherever possible to help us keep our phone service free for our most vulnerable customers.

Access our Online Services now
- Create illustrations and make applications.
- View policy information in real time.
- Integrate back-office systems.
Not registered? Register for an account
There are different ways to access our Online Services, and some steps you'll need to complete if you're not already registered. Refer to Accessing our Online Services for guidance.
Start working online
Discover how our secure online client management services works better for you and how it can help you manage your clients. See how you can register for this through either Unipass, or your own user name and password, or gain agency registration.
Make new business easier
See how you can create, save and customise compliant industry standard illustrations online, create pre-populated applications, use common portals and other ways to make your work easier.
Manage your customers
How to review and manage your client’s portfolios with real time access to valuations and fund performance data. Plus, see how you carry out servicing transactions.
Answers to your questions
If you have questions, first look at our FAQ about our services to see if you can find the answers you need.
Online services for our products
See how we can help you work better for us online with each of our product areas.
Retirement Account online service
Web support
If you need help with our online services get in touch with the relevant product area to get the support you need.