• Welcome to Scottish Widows Adviser Site

    This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

    If you are not a financial adviser or intermediary, please visit our personal site

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    Tools & Calculators

    See how much your clients can borrow and how much they can save in interest payments.

    Mortgage Affordability Calculator

    Get a broad indication of the amount we are able to lend. It's designed for guidance purposes only.

    Find out how much we’ll lendTakes you to the calculator

    Offset Calculator

    Use our offset calculator to demonstrate the benefits to your clients.

    Show how Offset adds up

    See how our tools work with our mortgages

    We hope you make the most of our mortgage tools. See how they deliver actual results with our mortgage options.

    See our mortgage options