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Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Workplace Savings
Our workplace savings proposition
At Scottish Widows we value building strong long term relationships with our customers and work closely with both employers and advisers. Our flexible proposition means that we can offer support in ways that suit different employers and complement the work of advisers.
Solutions we offer
Scottish Widows offers a wide and flexible range of workplace savings solutions designed to meet your clients’ different needs. We can provide:
- contract based pension arrangements with simple, ready-made investments or wider bespoke investments solutions
- trust based arrangements with member protection covered via individual trustee boards or the added protection of an independent trustee board.
Salary Exchange
Salary Exchange is an agreement between an employee and their employer, which results in both paying less National Insurance contributions. We can support this option in our new and existing Group Personal Pension (GPP) and Group Stakeholder Pension (GSHP) schemes and tailor it to suit the needs of your clients to make their scheme cost-effective and attractive.
Our Independent Governance Committee
The Independent Governance Committee (IGC) is a body of experts who maintain a direct relationship with the Financial Conduct Authority. They hold product providers to account on behalf of those saving in a workplace personal pension scheme.
More choice for workplace savings
Find out more about our award-winning workplace savings proposition.
How we can help
See workplace investment options
Our investment proposition offers flexibility and choice.
How we engage employees
The importance of engaging employees about their workplace savings.