-
-
Productscontains a sub menu
-
Individual Pensionscontains a sub menu
Pension Options
Find out more
-
Workplace Savingscontains a sub menu
Workplace options
Find out more
-
Protectioncontains a sub menu
Personal Protection
Business protection
Find out more
-
Annuitiescontains a sub menu
Annuity options
Find out more
-
Savingscontains a sub menu
Personal Accounts
Non-Personal Accounts
Find out more
-
Mortgagescontains a sub menu
Mortgage Options
-
Trustscontains a sub menu
Find out more
-
Individual Pensionscontains a sub menu
-
Fundscontains a sub menu
-
About our fundscontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
-
Fund Governancecontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
- Factsheets, price & performance
- Fund Reporting Hub
- Investment Perspectives
-
About our fundscontains a sub menu
- Literaturecontains a sub menu
-
Expertisecontains a sub menu
- FundsTalk
- Individual Retirement Centre
- Protection Centre
- Workplace Savings Centre
- TechTalk
- TechTalk Vodcast
- Investment Perspectives
-
CPDcontains a sub menu
TECHTALK MASTERCLASSES
Watch the latest CII accredited Masterclass from our Financial Planning and TechTalk team.
- Knowledge library
-
Toolscontains a sub menu
-
Pension toolscontains a sub menu
- Funds search tool
- Retirement Account comparison tool
- RA Recommendation tool
- RA Top Up Tool
- Income sustainability calculator
- Retirement Income shortfall tool
- Salary Exchange calculator
- Retirement Analysis Platform
- Salary, dividend & pension tool (xls 234kb)
- Carry Forward calculator 2019/2020 (xls 492kb)
- Carry Forward calculator 2020/2021 (xls 332kb)
Find your fund
Use fund name, code or other filters to find the fund you need.
-
Protectioncontains a sub menu
Help with your client conversations
See how you structure conversations about protection.
-
Mortgagescontains a sub menu
See how offset helps your clients
Let Offset make your clients' money work harder for them.Â
-
Pension toolscontains a sub menu
- Home
-
...
- Our Products
- Workplace Savings
Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Workplace Savings
Our workplace savings proposition
At Scottish Widows we value building strong long term relationships with our customers and work closely with both employers and advisers. Our flexible proposition means that we can offer support in ways that suit different employers and complement the work of advisers.
Solutions we offer
Scottish Widows offers a wide and flexible range of workplace savings solutions, designed to meet your clients’ different needs. We can provide:
- contract based pension arrangements with simple, ready-made investments or wider bespoke investments solutions
- trust based arrangements with member protection covered via individual trustee boards or the added protection of an independent trustee board.
Our Independent Governance Committee
The Independent Governance Committee (IGC) is a body of experts who maintain a direct relationship with the Financial Conduct Authority. They hold product providers to account on behalf of those saving in a workplace personal pension scheme.
Scottish Widows Master Trust Governance
The Scottish Widows Master Trust is supported by an independently chaired Trustee Board. It’s also supported by a highly experienced Strategist Committee, provided by Scottish Widows and Lloyds Banking Group
How we can help
See workplace investment options
Our investment proposition offers flexibility and choice.
How we engage employees
The importance of engaging employees about their workplace savings.