Workplace Savings

Our workplace savings proposition

At Scottish Widows we value building strong long term relationships with our customers and work closely with both employers and advisers. Our flexible proposition means that we can offer support in ways that suit different employers and complement the work of advisers.

Solutions we offer

Scottish Widows offers a wide and flexible range of workplace savings solutions designed to meet your clients’ different needs. We can provide:

  • contract based pension arrangements with simple, ready-made investments or wider bespoke investments solutions
  • trust based arrangements with member protection covered via individual trustee boards or the added protection of an independent trustee board.

Workplace savings solutions

Salary Exchange

Salary Exchange is an agreement between an employee and their employer, which results in both paying less National Insurance contributions. We can support this option in our new and existing Group Personal Pension (GPP) and Group Stakeholder Pension (GSHP) schemes and tailor it to suit the needs of your clients to make their scheme cost-effective and attractive.

Our Independent Governance Committee

The Independent Governance Committee (IGC) is a body of experts who maintain a direct relationship with the Financial Conduct Authority. They hold product providers to account on behalf of those saving in a workplace personal pension scheme.

Learn more about our IGCFurther information on our Independent Governance Committee

More choice for workplace savings

Find out more about our award-winning workplace savings proposition.

Read the latest update

How we can help

See workplace investment options

Our investment proposition offers flexibility and choice.

Investment proposition

How we engage employees

The importance of engaging employees about their workplace savings.

Employee engagement

How we support you and your clients

We take pride in delivering excellent service.