Workplace Savings Solutions

Workplace savings is a complex market and our strength is in supporting our customers, putting them at the core of everything we do; building strong, long-term relationships and recognising the value of working closely with advisers.

Our commitment to you and your clients

Our flexible and wide-ranging workplace savings solutions are suitable for small to large schemes and introduce more choice to meet the needs of you and your clients, for today and tomorrow.

We offer a choice of ready-made and fully governed pension investment options, as well as bespoke options to help you design the right solution for your client.

Our solutions are supported by a high quality, people-led service, supporting you every step of the way. Our commitment to our clients means we will share our knowledge and expertise, support you through complexity and be easy to do business with.


  • Clear, simple and consistent approach to pricing for new and existing schemes.
  • New business schemes individually priced based on the overall profile submitted, subject to a maximum total annual fund charge of 0.75% per annum on default investments.
  • Streamlined existing business pricing process implemented.
  • Sustainable value for money and proposition for you, your clients and their members.
  • On-going review of regulatory changes to make sure fully compliant.

Important notice
Please note that charges, terms and limits may change and some schemes may not qualify for Scottish Widows terms. Please contact us for details of any restrictions that apply.

Our Workplace Savings Solutions

What do you want to do?

Find out about Salary Exchange

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See how we support you and your clients