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Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Our Investment Proposition
Workplace savings
We offer investment flexibility, to make sure you and your clients can access a range of investment choices to suit different needs:
- Scottish Widows Managed Solutions – our fully governed investment solution
- Tailored Investment Solutions – design your own investment strategy.
Scottish Widows Managed Solution (SWMS)
Your clients can choose to offer their employee’s access to SWMS, which is our fully governed investment solution. This uses our Pension Investment Approaches (PIA) and provides a standard default option, a range of other lifestyle solutions and access to a range of self-select funds.
Employees can elect to stay in the default option, they can actively choose to move into one of the alternative lifestyle options or be more hands-on and choose from the Core and Open Funds. This choice is designed to support employees with varying investment knowledge and needs, so it's combined with rigorous controls in place to protect any employee moving out of the default option.
Tailored Investment Solutions
Whether you want to offer client specific lifestyle strategies and funds, or build blended funds as components for a default lifestyle strategy that can be offered to multiple clients, we have the experience and operational expertise to deliver what you’re looking for in workplace savings.
If you decide to offer your clients tailored investment solution, the governance responsibility will sit with you and your clients.
Get in touch to discuss the best investment solutions for you and your clients.
Our Responsible Investment and Stewardship Framework
We've introduced our Six Principles of Responsible Investment and Stewardship Commitments to guide our decisions on asset allocation, manager selection, fund research and engagement activity.
Find out more about our approach to Responsible Investment
Strategic Asset Allocation Enhancements
We’re introducing significant changes to our Pension Investment Approaches (PIA) as a result of our 2020 Strategic Asset Allocation Review, which are projected to deliver improved expected investment returns for members, for unchanged downside risk and at no additional charge.
Read about our asset allocation changes
Integrating ESG considerations into our pension portfolios
We’re taking our next step towards integrating environmental, social and governance (ESG) considerations into our Pension Portfolio Funds, which underpin our Pension Investment Approaches (PIAs), by investing in a new climate transition fund
Read about the BlackRock ACS Climate Transition World Equity Fund
Helping you and your clients
We want to do everything we can to help your clients achieve what they need from their pension plan. Get in touch to see how we can help.
How we can help
See how we engage employees
Why engaging employees about their workplace savings is important.