• Welcome to Scottish Widows Adviser Site

    This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

    If you are not a financial adviser or intermediary, please visit our personal site

    Continue to our website

    Individual Retirement Centre

    Let's take on the future together.

    Together, we’re taking the lead in helping the UK prepare for Retirement with the latest news, support and guidance.

    OUR REPORTS

    For 15 years we’ve been tracking the nations retirement preparations and attitudes to help your individual retirement business.

     

    Retirement Report

    Women in Retirement Report

    Our publications

    Industry-respected TechTalk magazine offers technical support and guidance on legislative and budget changes. FundsTalk brings you topical news and insight from our investment specialists.

    TechTalk

    FundsTalk

    Our Products

    Retirement Account; a flexible pension plan that supports clients to and through retirement.

    Annuities; for those looking for a secure income for life.
     

    Retirement Account

    Annuities

    TAX YEAR END SUPPORT FOR YOU AND YOUR CLIENTS

    We're here to support you and your clients at tax year end, with our expert articles, useful guides, tools and calculators.

    Find out more

    DELIVERING STRONG MULTI-ASSET CHOICE

    Our Retirement Account offers a range of portfolio funds, designed to deliver through the market’s ups and downs. Find out more about our strong multi-assets options, backed up by expert investment insights.

    Find out more

    ARTICLES AND GUIDANCE

    To help you with market challenges you can find insight and guidance from our experts on retirement planning.

    Find out more

    Manage client income drawdown with confidence

    As people are living longer, it’s never been more important to plan for a long-lasting income in retirement. Explore the key risks associated with drawdown.

    Explore now

    SUPPORTING YOUR DEFINED BENEFIT CONVERSATIONS

    Pension Freedoms has given people with Defined Contribution pension’s greater control and flexibility over taking their benefits. 

    Find out more

    TAKE A CLOSER LOOK AT RETIREMENT

    Pension Freedoms and increased life expectancy can bring new financial challenges for your clients. 

    Take a closer look

    SERVICE & SUPPORT. GOING FURTHER TOGETHER

    Support, expertise and features to help your business. Delivering expert insight to keep you informed. 

    Explore now

    Retirement Account