Service & Support

Retirement Account

Service that's designed for advice

Whether it’s online or in person, we’re committed to providing you with great service and all the support you need.

Committed & personalised service

Within our dedicated servicing team you’ll find:
  • one and done case ownership delivering service in shorter timescales
  • direct numbers so it’s easier for you to reach us
  • tax-free cash payments, designations, income payments, and conversions from capped to flexible drawdown processed without application forms
  • 48 hour policy set up for new business.
Support to build your business:
  • our pension experts provide insight through thought leadership, seminars, roadshows and industry events
  • telephony and field based Relationship Managers with a wealth of industry experience in business can help identify opportunities and grow your business
  • technical support and guidance on legislative and budget changes from our industry respected TechTalk magazine and MasterClasses
  • award winning service - in recognition of the service we provide we’re delighted to have been awarded:
    • Defaqto, Gold Service rating for Pension Service – Retirement Account (2018)
    • Have a look at all our awards

Need a hand or have a question?

Get a quick quote now

Save time, straight away with a quick quote.

Log into get a quote for our services.

Easy to set up new business online

It’s easy to do business with us online, with straightforward digital services that let you focus your time on helping clients.

For new business, our ‘quote and apply’ is easy and straightforward to use:

  • ‘Quick Quote’ option that can give you an upfront idea of costs, and progress to a full application when ready
  • smooth and simple transition from illustration to application
  • signature-free applications
  • flexible adviser charging options.

How to apply

Existing business made hassle free

Our online services make managing your clients simple and easy.

  • It’s quick and simple to submit increment requests:

    • signature-free process
    • increase existing regular contributions, start new regular contributions and make single payments
    • recall increment illustrations and quickly progress into applications, saving you time
    • transfer policies from other providers
    • use our ‘Quick Top Up’ option to add an increment quickly.  

    If you have any questions, you can read our FAQ document (PDF)

  • Our online service makes it easy for you to control and manage your clients’ investments.

    Online Trading
    • Our functionality allows you to perform a straightforward buy, sell or switch.
    • Signature free process, that is quick and easy to use.
    • Available for Scottish Widows Pension Funds and Fund Supermarket funds.
    Portfolio Switching - End State Switching

    Easily restructure your clients’ funds. You can define your clients’ desired portfolio - our system will then calculate the sells, switches and buys required to create this ‘end state’.

    • Makes it easy for you to restructure your clients’ target portfolio.
    • Use money in the Control Account as part of the transaction/investment mix.
    • Can be applied to any existing regular premiums.
    • Available for Scottish Widows Pension Funds and Fund Supermarket funds.

    Read our guide to End State Switching (PDF)

    Model Portfolios - Portfolio Management Service

    Simple way to create and manage your own model portfolios, saving you time and effort. You can:

    • manage clients with similar investment aims and objectives consistently
    • your model portfolios are available for illustrations and applications to save keying in multiple funds and splits
    • link new and existing policies to your model portfolios
    • automatic rebalancing – control the timing of a rebalance of client assets back to the target asset allocation
    • use money in the Control Account as part of the model portfolio
    • available for Scottish Widows Pension Funds and Fund Supermarket funds.

    Read a guide to our Portfolio Management Service (PDF)  

    Register for this service (PDF)

  • Our reporting services make it easy to find and view client information and services so you can manage all your existing business efficiently.

    The following services are available:

    • policy enquires & values
    • contribution histories
    • transaction histories
    • investment analysis.

    You can customise reports to meet your clients’ needs. You can select a simple policy summary or a full report, and use our ‘asset analyser’ to provide useful insights into the client’s portfolio.

    Back office integration - we know adviser firms use a variety of technology components and systems in their day to day operations. That’s why we’ve integrated our Scottish Widows systems to key back office systems.

    Find out about which systems we integrate with.

How can we help

Apply for Retirement Account

See the easy steps you take.

How to apply

Need help using our online services?

Look at our easy to follow guides and videos on how to do business online.

Online guides

Want to speak to someone?

Find the help you need.

Contact us