Intergenerational Planning
Discover intergenerational planning opportunities with your clients' families, helping you future proof your business with Retirement Planning and Protection.
How will you connect with the next generation?
Key factors impacting Intergenerational planning
Read about the key factors shaping wealth transfer. Jonathan Sandell gives his views on the areas of focus for Retirement Account for your conversations with clients.
Annuity Death Benefits, Options to suit your clients needs
James Kay looks at an outline of the different death benefits available at outset on an annuity and how you can choose annuity death benefits to meet your clients specific needs.
Financial resilience of younger generations
With the intergenerational wealth transfers set to grow rapidly, Alun Beynon discusses how Protection advisers should start addressing these issues with their customers.
YOUR QUESTIONS ANSWERED
Take a look through our new Q&A which demonstrates why you should consider introducing intergenerational planning into your client conversations.
Conversation Starters
Our interactive guide helps you identify which products could benefit your clients and how you can start bringing these into your client conversations.
Explore opportunities - Retirement & Protection
INTERGENERATIONAL OPPORTUNITIES IN RETIREMENT ACCOUNT
Connect with the next generation through Family Pricing (PDF, 208KB) and help your clients to pass on wealth in a tax efficient way with Successor and Beneficiary Drawdown (PDF, 778KB). If a parent has excess income, they could contribute to an adult child’s pension through Third Party Contributions (PDF, 515KB).
INTERGENERATIONAL OPPORTUNITIES WITH ANNUITIES
Discover how clients can protect their wealth with a guaranteed payment period or dependant's income (PDF, 571KB), and use our underwriting support document (PDF, 93KB) to see if your clients could secure a higher income. Remember your clients could benefit by having a Flexi-Access Drawdown (PDF, 507KB) alongside a secure income in retirement. The added flexibility of Flexi-Access Drawdown offers your clients the ability to review the provision of their pension death benefits in future years.
INTERGENERATIONAL OPPORTUNITIES WITH PROTECTION
Critical Illness can be an important consideration for intergenerational planning. Discover how we can support your Critical Illness (PDF, 1MB) conversations. Share with your clients the added value of Scottish Widows Care (PDF, 1MB) and Clinic in a PocketTM (PDF, 1MB).