Intergenerational Planning

Discover intergenerational opportunities with your clients' families, helping you future proof your business with retirement planning and protection.

How will you connect with the next generation?

Key factors impacting Intergenerational planning

Read about the key factors shaping wealth transfer and get our expert's views on the areas of focus for your conversations with clients.

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Annuity Death Benefits, Options to suit your clients needs

We look at an outline of the different death benefits available at outset on an annuity and how you can choose annuity death benefits to meet your clients specific needs.

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Financial resilience of younger generations

With the intergenerational wealth transfers set to grow rapidly, Alun Beynon discusses how advisers should start addressing these issues with their customers. 

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YOUR QUESTIONS ANSWERED

Take a look through our new Q&A which demonstrates why you should be considering introducing intergenerational planning into your client conversations. 

Conversation Starters

Conversation Starters

Are you unsure of where to start with intergenerational planning? We have developed an interactive guide that helps identify which products could benefit your clients and how you can start bringing these into your client conversations. 

Explore opportunities - Retirement & Protection

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INTERGENERATIONAL OPPORTUNITIES IN RETIREMENT ACCOUNT

Connect with the next generation through Family Pricing and help your clients to pass on wealth in a tax efficient way with Successor and Beneficiary Drawdown. If a parent has excess income, they could contribute to an adult child’s pension through Third Party Contributions.

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INTERGENERATIONAL OPPORTUNITIES WITH ANNUITIES

Discover how clients can protect their wealth with a guaranteed payment period or dependant's income, and use our underwriting support document to see if your clients could secure a higher income.  Remember your clients could benefit by having a Flexi-Access Drawdown alongside a secure income in retirement. The added flexibility of Flexi-Access Drawdown offers your clients the ability to review the provision of their pension death benefits in future years. 

 

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INTERGENERATIONAL OPPORTUNITIES WITH PROTECTION

Critical Illness can be an important consideration for intergenerational planning. Discover how we can support your Critical Illness conversations. With flexible and efficient underwriting, we are focused on making the complex simple.

Further Support

IN FOCUS

We have partnered with The FT Adviser and sponsored a new hub that provides further support & resources for your intergenerational conversations.

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TRUSTS

Our range of trusts offer opportunities to reduce inheritance tax. For life cover that’s tax smart, investments & savings and OEICs.

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EXPERTISE HOMEPAGE

We are focused on providing information to help you identify business opportunities, through technical and value adding support, guidance and tools.

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Our products

Explore our full range of products and see how they could work for your clients and your business.

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Protection

Our intermediary protection products have a range of different options to suit a variety of needs. We can offer your clients more than just financial piece of mind.

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Individual Pensions

We offer your clients a range of options, enabling them to be as involved in their investment as they want to be whether they are saving for retirement, looking to take an income or topping up an existing plan.

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Annuities

We offer both Standard and Enhanced annuities to new and existing customers.

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