How to apply
Mortgages
Applying for a new mortgage
Use just three easy steps to apply for:
- New mortgage
- New mortgage with Offset
- Product transfer
Please note, new purchase mortgages are only available to existing Scottish Widows Bank mortgage customers.
Remortgages are no longer available. Lifetime mortgages are available to existing customers only.
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If your client wants to borrow over £3 million, call our Intermediary Support Team. Find details on our Support page.
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Once you’ve submitted your application we’ll tell you what you need to send us.
Call our Intermediary Support Team to submit the application over the phone. Find details on our Support page.
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From Saturday 1 June 2024, Lloyds Banking Group will set the following caps on the amount clients can be charged by brokers for their mortgage application services. This does not apply to Lifetime Mortgages:
A cap of 1% of loan amount or £1,500, whichever is the greater.
Example Fee
Loan £100kMax fee of £1,500 Loan £200k Max fee of £2,000