• Welcome to Scottish Widows Adviser Site

    This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.

    If you are not a financial adviser or intermediary, please visit our personal site

    Continue to our website

    HOW TO APPLY

    Mortgages

    Applying for  A new mortgage

    Use just three easy steps to apply for:

    • New mortgage
    • Remortgage
    • New mortgage with Offset
    • Product transfer

    Create an illustration

    Once you register you can start creating illustrations online.
    Just read our guide (PDF).

    Get a decision in principle

    If your client is happy with the illustration, apply for a Decision in Principle (includes a soft credit check).

    Submit a full application

    Includes a full credit check. Once you have submitted an application, you can track your case online.

    Changes to our existing mortgages

    Want to make transfer of equity, porting or contract changes?

    Make changesto existing mortgages

    How can we help

    Look at mortgage opportunities

    See how we can help you grow your mortgage business.

    See opportunities

    See how we support you

    How we help you do business and how to get in touch.

    Get support

    Mortgage tools

    Our useful tools and calculators can save you time and help you with your client conversations.

    Useful tools