-
-
Productscontains a sub menu
-
Individual Pensionscontains a sub menu
Pension Options
Find out more
-
Workplace Savingscontains a sub menu
Find out more
-
Protectioncontains a sub menu
Personal Protection
Business protection
Find out more
-
Annuitiescontains a sub menu
Annuity options
Find out more
-
Savingscontains a sub menu
Personal Accounts
Non-Personal Accounts
Find out more
-
Mortgagescontains a sub menu
Mortgage Options
-
Trustscontains a sub menu
Find out more
-
Individual Pensionscontains a sub menu
-
Fundscontains a sub menu
-
About our fundscontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
-
Fund Governancecontains a sub menu
Find your fund
Use fund name, code or other filters to find the fund you need.
- Factsheets, price & performance
- Fund Reporting Hub
- Investment Perspectives
- Responsible Investment
-
About our fundscontains a sub menu
- Literaturecontains a sub menu
- Expertisecontains a sub menu
-
Toolscontains a sub menu
-
Pension toolscontains a sub menu
- Funds search tool
- Retirement Account comparison tool
- RA Recommendation tool
- RA Top Up Tool
- Client Review Report
- Income sustainability calculator
- Salary Exchange calculator - 2021/2022 (xls, 464KB)
- Salary Exchange calculator - 2022/2023 (xls, 440KB)
- Salary, dividend & pension tool (xls, 152KB)
- Carry Forward calculator 2021/2022 (xls, 332KB)
- Carry Forward calculator 2022/2023 (xls, 1MB)
- Available Lifetime Allowance Tool (xls, 88KB)
Find your fund
Use fund name, code or other filters to find the fund you need.
-
Protectioncontains a sub menu
Help with your client conversations
See how you structure conversations about protection.
-
Mortgagescontains a sub menu
See how offset helps your clients
Let Offset make your clients' money work harder for them.Â
-
Pension toolscontains a sub menu
- Home
-
...
- Expertise
- Investment Perspectives
- Investment Experts
Welcome to Scottish Widows Adviser Site
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
OUR INVESTMENT EXPERTS
Topical insight and market news from our investment experts​

Read the latest updates from our Asset Allocation team and fund analysis from our Fund Manager Assessment team.
Our Asset Allocation Team
ABOUT THE TEAM​
Ensuring that our multi-asset funds have appropriate asset allocation is vital and something that we pay great attention to. Our asset allocation team focuses on long-term strategic asset allocation to determine the optimal mix of asset classes for a fund’s risk profile, based on the modelled returns of those asset classes over the long term. The team also oversees the implementation of tactical asset allocation, aiming to benefit from shorter-term opportunities.
Asset Allocation Team guide (PDF, 1MB)
MARKET UPDATES AND OUTLOOKS
Latest monthly market update (PDF, 2MB)
Latest quarterly market update (PDF, 3MB)
Latest market outlook (PDF, 1MB)
LATEST STRATEGIC ASSET ALLOCATION REVIEWS
2021 Strategic Asset Allocation report - Pension Investment Approaches (PDF, 1MB)
2021 Strategic Asset Allocation report - Pension Portfolio Funds & Retirement Portfolio Funds (PDF, 833KB)
-
2022
February Market Update (PDF, 1MB)
Q1 Market Outlook (PDF, 1 MB)
Q4 Market Update (PDF, 2MB)
January Market Update (PDF, 2MB)
2021
December Market Update (PDF, 1MB)
Q4 Market Outlook (PDF, 1MB)
November Market Update (PDF, 1MB)
October Market Update (PDF, 1MB)
Q3 Market Update (PDF, 2MB)
August Market Update (PDF, 2MB)
July Market Update (PDF, 2MB)
Q3 Market Outlook (PDF, 2MB)
Q2 Market Update (PDF, 2MB)
May Market Update (PDF, 1MB)
April Market Update (PDF, 2MB)
Q2 Market Outlook (PDF, 264KB)
Q1 Market Update (PDF, 1MB)
February Market Update (PDF, 2MB)
January Market Update (PDF, 3MB)
2020
Pension Investment Approaches (PDF, 2MB)
Pension Portfolio Funds & Retirement Portfolio Funds (PDF, 2MB)
Q4 Market Outlook (PDF, 1MB)
Q4 Market Update (PDF, 1MB)
November Market Update (PDF, 1MB)
October Market Update (PDF, 1MB)
Q3 Market Update (PDF, 1MB)
Our Fund Manager Assessment Team
ABOUT THE TEAM​
Our Fund Manager Assessment team ensures the funds managed to Scottish Widows’ parameters and those we offer that are externally managed meet expectations and perform in line with their aims and risk profile.​
​The team evaluates the competence of the manager, the robustness of the firm’s controls in supporting the manager and the likelihood that they will be able to deliver on or exceed customer expectations. ​
Read more about the team:​
Fund Manager Assessment guide (PDF, 497KB)
Funds in focus
- Janus Henderson Fixed Interest Monthly Income (PDF, 1MB)
- Baillie Gifford Managed (PDF, 468KB)
- Invesco Global Smaller Companies (PDF, 470KB)
-
FEBRUARY 2022
Artemis US Select (PDF, 467KB)
Baillie Gifford Japan (PDF, 468KB)
Lionstust UK Smaller Companies (PDF, 469KB)
NOVEMBER 2021
Allianz European Equity Dividend (PDF, 1MB)
Invesco China (PDF, 416KB)
OCTOBER 2021
Invesco Monthly Income Plus (PDF, 473KB)
Columbia Threadneedle Global Bond (PDF, 470KB)
BlackRock UK Equity (PDF, 2MB)
SEPTEMBER 2021
Invesco Corporate Bond (UK) (PDF, 471KB)
AUGUST 2021
BNY Mellon Continental European (PDF, 472KB)
Aviva High Yield Bond (PDF, 2MB)
JULY 2021
Jupiter UK Smaller Companies (PDF, 2MB)
June 2021
Schroder UK Equity (PDF, 2MB)
JPM US Equity Income (PDF, 2MB)
BNY Mellon International Bond (PDF, 2MB)
May 2021
SW Invesco Managed (PDF, 2 MB)
Jupiter Ecology (PDF, 2MB)
April 2021
BNY Mellon Global Income (PDF, 2MB)
Threadneedle UK Social Bond (PDF, 2MB)
Artemis UK Select (PDF, 2MB)
March 2021
Jupiter UK Growth (PDF, 2MB)
Schroder Tokyo (PDF, 2MB)
ASI Global Absolute Return Strategies (PDF, 2MB)
February 2021
Fidelity MoneyBuilder Income (PDF, 926KB)
JP Morgan Natural Resources (PDF, 101KB)
January 2021
Aviva Multi Strategy Target Income (PDF, 103KB)
Janus Henderson UK Property (PDF, 111KB)
December 2020
JP Morgan Emerging Market Equity (PDF, 109KB)
Ninety One Cautious Managed (PDF, 529KB)
November 2020
Jupiter UK Growth (PDF, 990KB)
BNY Mellon Global Absolute Return (PDF, 992KB)
October 2020
Artemis UK Smaller Companies (PDF, 1MB)
Fidelity Special Situations (PDF, 1MB)
Jupiter Distribution (PDF, 538KB)