This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only.
If you are not a financial adviser or intermediary, please visit our personal site
Individual pensions
Retirement Account
Stakeholder Pension
Pension Top-Up Plan
Contract enquiries
How we can help online
About our funds
Pension tools
Scottish Widows Platform
Our market leading technology
Products and services
Log in
Literature library
Investment options
Tools
Workplace savings
About workplace savings
Investment proposition
Employee engagement
Support
New business
Price a workplace scheme
Protection
Life cover
Life with critical illness cover
Critical illness cover
Income protection
Relevant life cover
Our underwriting
Product literature
Annuities
Individual annuities
Mortgages
Professional mortgage
Flexible mortgage
Lifetime mortgage
Charges and valuation fees
Mortgage tools
Lending criteria
Offset
Trusts
Trusts for protection
Trust for OEICs
Trusts explained
Funds
Fund distributions
Fund charges
Factsheets, price & performance
Fund availability
Regular reports
Fund reporting hub
Investment perspectives
Responsible investment
Literature
Investments
Savings
Expertise
The Debrief
Consumer Duty
Paraplanner
Individual retirement centre
Protection centre
Workplace savings centre
Knowledge library
RA recommendation tool
RA top up tool
Client review report
Underwriting outcomes tool
Definition of disability tool
Protection recommendation tool
Relevant life policy calculator
Business valuation calculator
Key person calculator
Premium equalisation calculator
Mortgage offset
Funds search tool
Underwriting outcome tool
About our tools
How can we support you?
I want to work with you
Register your business so you can help your clients with our products and services.
I want to know about your products
See our whole range of products, including pensions, investments, protection, mortgages and savings accounts.
I want to get in touch
If you need to get in touch with any of our product or service teams, talk to our media team or make a complaint.
I want to change my firm's details
Submit a request to change your firm's name, address or bank account.
I want to transfer business to another agency
Find out how to transfer business between parties internally or externally.
I want to find out about your online services
Register for online services and set up new products. Find help with sign-on and getting a Unipass certificate.
I need help with online services
Read our FAQs to find the answers.