Retirement Income
Made to measure
Providing retirement income solutions to reflect different client needs. Here you'll find all the latest insight and guidance on how our income drawdown and annuity offerings could help create a sustainable income in retirement.
The retirement wave
The Retirement Wave shows the move from work to retirement is no longer a single, one way event. It's a much more flexible journey.
Read more about The Retirement Wave (PDF, 157KB)
Meeting customer needs in retirement
When it comes to retirement income, there’ll always be different customer needs. Guaranteed income is important, ensuring the essentials are covered and providing peace of mind.
So too is flexibility, allowing for changing or unexpected income needs.
Regular client reviews are essential in understanding and meeting your clients’ needs. – Take a look at our review checklist to support your conversations (PDF, 569KB)
Where clients remain invested in retirement, adopting a Centralised Retirement Proposition (CRP) can help you provide a structured and governed approach – Discover our detailed guide for further support (PDF, 4MB)
Drip feed drawdown
Drip Feed Drawdown (DFD) can help provide a tax- efficient income, helping to make your clients' pension pots last longer.
Annuities
Annuities offer longevity insurance, by providing a guaranteed retirement income for life.
Combining annuities with flexible-access drawdown
Combining Flexible-Access Drawdown and Annuities can provide retirement income for your clients that need both flexibility and security.
Other information
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Retirement Portfolio Funds Guide (PDF, 3MB)
Retirement Account - 5 reasons why product guide (PDF, 330KB)
Drip-Feed Drawdown Guide (PDF, 4MB)
Guide to Retirement Account (PDF, 3MB)
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3-pot strategy (PDF, 50KB)