Centralised Retirement Proposition

Pension freedoms have offered customers far greater choice and flexibility. It’s worth considering whether you should complement the Centralised Investment Propositions (CIPs) you use for clients accumulating wealth with a Centralised Retirement Proposition (CRP) framework helping you to offer a clear, consistent and repeatable advice process.

Expert insight

A CRP shares the same values and objectives as a CIP, but deals with more complex decisions, and risks, as the clients move from building wealth to generating a sustainable retirement income.

CRP GUIDE

Our CRP guide offers further support on; risk assessment, withdrawal options, investment strategy, ongoing review and more.

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ADOPTING A 3-POT STRATEGY

Managing the risks of volatile returns is key when planning retirement income. Explore how a 3-pot strategy could help.

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CHANGING RETIREMENT INCOME NEEDS: A SMILE OR A WAVE

Theories of retirement income needs, the impact of pension freedoms, and the implications for your and your clients.

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WHAT IS THE RETIREMENT WAVE

Watch our short film to see how retirement income needs are changing. 

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CAPACITY FOR LOSS

Read about why embedding capacity for loss into your client advice process, can play a valuable role in delivering better outcomes for your retirement income clients. 

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RETIREMENT ACCOUNT

A flexible pension plan that supports clients to and through retirement.

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ANNUITIES

For those looking for a guaranteed income for life.

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