TechTalk

Expert commentary and analysis on market developments. Plus guidance on identifying planning opportunities.

In this techtalk

See how your business could benefit as our Financial Planning team
looks at a range of topics on retirement planning.

Man holding up tax sign

Workplace Pensions: Relief at source vs net pay

A summary of our most common queries on the subject of pensions tax relief.

FEWER, LARGER SCHEMES – THE FUTURE FOR OCCUPATIONAL PENSIONS

New rules require trustees of small occupational pension schemes to undertake value for members assessments – creating another push towards scheme consolidation.

TAX YEAR END PLANNING

An example-based summary of tax year end planning opportunities that use pension contributions.

BENEFITS OF OWN COMPANY EMPLOYER CONTRIBUTIONS IN 2022/23

We revisit remuneration for shareholding directors using a mix of salary, dividends and employer pension contributions in light of the 2022/23 increases in NICs and dividend income tax.

NOMINATION NOMINATION NOMINATION

We explain when direction – rather than a non-binding nomination – can be useful when it comes to pension death benefits.

BOOSTING THE BENEFITS OF SALARY EXCHANGE

With the imminent increase to national insurance rates, we take a detailed look at the benefits for salary exchange.

THE VALUE OF UNDERWRITTEN ANNUITIES

We explain the importance of fully underwriting annuities to secure the best outcome for clients.

CHANGES AHEAD: TAX & BENEFITS FOR 2022/23

The key tax and benefit changes – and freezes – affecting financial planning in the new tax year.

EXPERT INSIGHT DIRECT TO YOUR INBOX

You can sign up to receive TechTalk direct to your inbox by clicking the link below.

Get more expertise

TechTalk Index

Look through past articles for expertise.

Visit index (PDF, 304KB)(opens in a new tab)

Investment Perspectives

Investment news and Insight.

Explore now

Professional development

Take advantage of our masterclass videos.

Take a Masterclassopens in the same tab