TechTalk

Expert commentary and analysis on market developments. Plus guidance on identifying planning opportunities.

In this techtalk

See how your business could benefit as our Financial Planning team
looks at a range of topics on protection.

Techtalk

IT’S TIME TO START TALKING ABOUT FINANCIAL RESILIENCE IN 2020

A summary of the Resilience Taskforce’s findings – following the conclusion of its work with the Money and Pensions Service on the national Financial Capability Strategy.

PROTECTION AND IHT PETS

We explain the key potentially exempt transfer and taper relief rules. Then illustrate how protection policies in trust can provide funds to pay IHT linked to lifetime gifts.

Read now (PDF)

MORTGAGE PROTECTION AN OPPORTUNITY

We look at the reasons why mortgage holders don’t take the steps to adequately protect their mortgage, why more advice isn’t given around Protection and what can be done to close the UK Protection gap.

Read now (PDF)

ACCESS ALL AREAS

Find out how the role of the new DWP Champion Access to Insurance Working Group is improving access to protection for people living with chronic conditions and disabilities.

Read now (PDF)

CREATING TRANSPARENCY TO IMPROVE ACCESS TO INSURANCE

To help demystify the protection underwriting process, we explain underwriting approaches to the three most common disclosures – mental illness, back pain and asthma.

Read now (PDF)

ACTING IN THE CUSTOMER’S BEST INTERESTS

The Insurance Distribution Directive requires advisers to act in the best interests of customers. This article reflects on how the protection advice process needs to change emphasis in order to deliver on this requirement.

Read now (PDF)

TRUST BASICS: BARE, DISCRETIONARY, FLEXIBLE AND SPLIT

A round up of useful trust basics – applicable to both family protection policies and investment bonds set up in trust.

Read now (PDF)

EXPERT INSIGHT DIRECT TO YOUR INBOX

You can sign up to receive TechTalk direct to your inbox by clicking the link below.

Get more expertise

TechTalk Index

Look through past articles for expertise.

Visit index

FundsTalk

Look at our lastest thinking and analysis on funds.

See FundsTalk

Professional development

Take advantage of our masterclass videos.

Take a Masterclass