Switching made simple

Supporting you every step of the way - from initial review and throughout implementation

We are here to help you demonstrate how reviewing a scheme can help unlock tangible benefits for your employer clients and their employees.

The importance of scheme reviews

  • Since the introduction of automatic enrolment, record numbers of people are saving into workplace pensions. It’s important to ensure that they are part of a pension scheme that best suits their needs and provides value for money.
  • As one of the largest pension providers in the UK, we work with our Independent Governance Committee to provide good retirement outcomes for our members, all in keeping with the requirements from our regulators.
  • Schemes should be reviewed regularly to ensure this and we recommend taking factors such as administration, engagement and customer support, investments and responsible investment policies, and investment pathways, into consideration throughout their review to align with regulator's objectives.

Benefits of review and switching

Regularly reviewing your workplace pension scheme arrangements could be beneficial to you, your employer clients and their employees.  We’re here to help you demonstrate the potential benefits of switching.

  • Immediate potential cost savings for the employer and employees.
  • Investigate the tangible benefits of salary exchange for the employer and employees.
  • Improved retirement outcomes for employees.
  • Engaging and insightful ongoing communication to help educate and support employees throughout their retirement journey.

To help bring to life the potential benefits for you, your employer clients and members, have a look at our case study example.

Case study

Tools and resources to help with scheme switching

Create your scheme review service proposition

Create your scheme review service proposition

Our calculator will provide you with a template of the tasks included for a scheme review to help you provide indicative costs.

Explore now (XLS, 75KB)

Support with your employer conversations

Support with your employer conversations

Use our checklist to assess your clients existing scheme based on the key value for money themes set by the regulators.

Download checklist (PDF, 524KB) Opens in a new tab

Helping you shape your recommendation

Helping you shape your recommendation

Read our guide to give you the information you need to help shape your suitability report.

Why SW guide (PDF, 983KB)

Scheme Implementation – What happens next

One you have decided we are right for you, our implementation journey is simple and straightforward. We will be with you every step of the way; helping you set up your scheme and walking you through your first upload, before providing on-going support through a range of workplace materials to keep both employers and employees engaged with their retirement journey.

  1. Welcoming you to Scottish Widows
  2. Setting up the scheme
  3. Walking you through the file upload
  4. Day 1 of your scheme
  5. Managing employee transfers
  6. On-going support

Find out more about these 6 steps (PDF, 876KB)


Please speak to your sales contact to start the implementation process.

If you don’t have a sales contact, complete our online form and one will be in touch with you.

Other useful resources

Find out about salary exchange

Find out about salary exchange

Use our calculator to find out if salary exchange could benefit your clients and their employees. 

Salary exchange

Employee engagement

Employee engagement

Find out more about how we’re helping employees to understand and make the most of their retirement savings.

Employee engagement

Responsible investment approach

Responsible investment approach

Have a look at how we’re challenging companies we invest in to behave more sustainably and responsibly.

Responsible investment