Protection insights
Scroll to read the latest articles and thought leadership news from Scottish Widows' protection experts.
Underwriting: Scottish Widows’ commitment to clearer outcomes
In a world where advisers are under pressure to deliver faster, fairer outcomes for clients, underwriting often feels like the last bastion of complexity. But what if we flipped the script? What if underwriting became the very reason advisers chose one provider over another—not because it was invisible, but because it was exceptional?
“My Way” or no way? Why Funeral Playlists Are Getting More Attention Than Financial Futures
Imagine this: your client has a Spotify playlist ready for their funeral — but no will, no power of attorney, and no plan for what happens to the wealth they’ve spent a lifetime building.
It sounds like satire. But according to a recent Lloyds banking group research, it’s reality.
Beyond the price tag: why fully underwritten quotes are your secret weapon
We know protection isn’t a one size fits all, every client brings a unique story—one shaped by their health, lifestyle, and life goals. So why settle for a quote that only tells half the story?
Bridging the protection gap: A Strategic Opportunity for Wealth Advisers
The FCA’s Financial Lives Survey 2024 paints a sobering picture of the UK’s financial landscape. Despite modest improvements in some areas, millions of adults remain financially vulnerable, under-protected, and ill-prepared for life’s inevitable shocks.
The Autumn Budget: Why protection advice needs a rethink
Post Autumn Budget, financial resilience has become a resounding factor. Read Jonnathan Hall's article to discover how changing rules can offer new opportunities for you and your clients.
Why Advisers should champion Income Protection amid the latest welfare shake-up
The recent welfare reforms have shaken things up quite a bit. Vikki Harrison explores why, as advisers, it's super important to know what these changes mean and why income protection is a must-have for all clients.
The legacy of COVID-19 on protection and its lasting impact
The impacts of 2 years of lockdowns will no doubt still be emerging for some time to come but there is a role for protection products in helping clients increase their financial resilience, health and wellbeing.
What women want
In the second of our articles supporting on International Women’s Day, Catherine Trimble looks at what women want from advisers and how can we help them see the value of protection.
International Women’s Day 2025
Catherine Trimble at Scottish Widows discusses the importance of women having the right level of cover in place and making sure they prioritise their financial resilience.
Mental health awareness
Vikki Harrison, Advice & Product Manager, Protection discusses the rise of mental health disclosures and how we can support clients with their mental health.