Reassuringly simple income protection

Income protection gives your clients a monthly income if they can’t work due to sickness or injury. Our new product has built in features and immediate benefits for your clients.

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Built in features at no extra cost

  • Fracture cover gives the added peace of mind of a lump sum to supplement lost income or cover additional living costs
  • Hospitalisation cover provides up to £125 per night for stays over 6 consecutive nights
  • Rehabilitation and proportionate income benefits provide income top ups for clients returning to work on a reduced salary
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Immediate benefits

  • Immediate income payment – we offer this to some clients whilst their claim is in assessment after a GP note has been supplied and their deferment period has passed.
  • Scottish Widows Care gives clients free access to GP services 365 days a year, day or night as well as emotional and practical nurse support from the day the policy starts.
     

Find out more about our support from day one

Product details

Product details

Cover provided – clients can receive up to 60% of first £70K of gross earnings, and 45% above £70k

Payment Terms options – Full term or 2 Year

Deferred periods available -  4, 8, 13, 26 or 52 weeks

Minimum Benefit Guarantee of up to £1500 a month available to customers working at least 16 hours a week.
 

Product summary (PDF, 265KB)

Detailed product information

Talk to us today

Talk to us today


Speak directly to a member of our team about Income Protection or our menu plan of protection products.

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Getting the right cover for your clients

Getting the right cover for your clients

Find out more about our protection menu plan.

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On hand expert support for you

Tools

Tools

To help you add value, make recommendations and save time.

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Better Protection Conversations

Better Protection Conversations

Scenarios, hints and tips to help introduce protection to your clients.

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Other reasons to choose our cover

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Our commitment to paying claims

The importance of paying claims to clients and their families remains a priority for us.

Our commitment
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Our underwriting approach

We always aim to understand your clients’ full circumstances and provide instant decisions.

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